Refinancing

Yelp Reviews

"Michael Deery provided the absolute best experience in getting our new home mortgage. He and his team were professional and thorough, and walked us through the entire process while procuring the best rate and terms we could find. Have recommended him many times, and would do so again." Dona Mara, Oceanside, CA.

Click Y elp to check out the rest of our 5 Star Client Yelp reviews.

Check Your Home Value

If you are looking to sell your home, or you are interested in refinancing and would like an estimated value of your home, we have access to several appraisal companies who can run automated appraisal reports to determine the value of your home. Just let us know If you would like one of these reports. You can also check your home value on Zillow or Redfin.

https://www.redfin.com

Client Success Stories

Our client was a first-time home buyer who was unable to qualify for a loan, as her credit scores were below the minimum requirement of 620 for Conventional financing. We put together a plan to fix her credit and improve her scores in less than one week. First we ran a "Credit Analyzer" on her credit report, so we could determine what debts she had to pay down to increase her credit scores.

After she paid down 2 credit cards, we ran a “Rapid Re-score” on her credit, which is a way to immediately update credit scores in less than 24 hours. In less than one week we were able to get her scores increased by 40 points, so now her scores were >620 and she was approved for a loan. She is now a happy first time homebuyer :).

40-yr Fixed	3/1 Arm
30-yr Fixed	5/1 Arm
20-yr Fixed	7/1 Arm
15-yr Fixed	10/1 Arm
10-yr Fixed	Equity Line

Contact Michael Deery today at:

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