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What are Trigger Leads: Protect Your Personal Information

After you have applied for your new home loan in San Diego, did you know that the credit bureaus will sell your personal data? Believe it or not, this is actually true. Borrowers who have applied for a home loan in San Diego will be immedietely flagged and sold to the highest bidders, who are looking for "hot leads" or potential homebuyers to call on.

For about $35 to $75$ more, your name, address, mortgage or rental history, phone number and fico score range will be sold to to these highest bidders who will call you up blindy and solicit your business. What results is unwanted phone calls and mailings to your home, providing you with offers for a loan that you did not request.

At this current time, there is no legislation that exists to stop the credit bureaus from profiting from selling your information. You just have to be aware that you will be receiving quite a few too good to be true offers over the phone and in the mail, with many of them trying to discredit the already established relationship you have with your trusted mortgage advisor or real estate agent.

Now there is a way that you can remove yourself from these unscrupulous sales tactics that may come your way, and this is what i recommend to all my clients once we have begun the application process. You can "opt out" of the credit bureau solicitations by going to the website called and inputting the required information. For all new homebuyers and exisiting homeowners, this is definitely the easiest way to sidestep this problem immedietely.

We understand that buying a home can be an arduous journey with many unknown hurdles along the way, that is why when you apply for your new home loan in San Diego with my company, you can feel safe and secure knowing that you have a professional mortgage planner who has your best interests at heart. For more information on the homebuying process and what other steps you need to take to obtain your new home loan, please call me directly at 858-200-9602.

Your mortgage planner

Michael Deery