Client Testimonials

  • Michael Deery and the Citywide team went above and beyond in terms of getting me the best rate and educating me on how loans work in this current market. With Michael, you are getting a professional with a lot of industry knowledge and experience and his attention to detail is a 10! Michael did such an amazing job with my loan that my realtor now refers all his home buyers to Michael."

Mike and Christine Gunn, Del Mar, CA

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Free Credit Report Check!

Free Credit Check & Loan Approval!

Call today for a 5 minute consultation and you will receive a FREE credit report check and pre approval for your home loan. Remember, you will need a pre approval for your financing before you begin your home search. We will also issue your pre approval on the same day you apply.

A $50 Value

Client Success Stories

  • My client was a first time buyer that was unable to qualify for a loan in November because her debts were too high and credit scrores were too low. In order to qualify, we advised her to use some of her savings to payoff her credit cards, so this would lower her debt to income ratios and improve

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Michael's Mortgage Blog

Check out my weekly mortgage blog so you can stay current with all the recent news in the mortgage and real estate world

Recent Client Loan Closings PDF Print E-mail
  • My client was a first time buyer that was unable to qualify for a loan in November. We advised her to use some of her savings to payoff her credit cards, so this would lower her debt to income and help her qualify. We immediately performed a rapid rescore on her credit so her new report would reflect these paid debts. She was now able to qualify and she just closed escrow last week!
     
  • Helped 11 first time homebuyers purchase their first properties during the month's of January and February, all clients got interest rates below 5.25%. All will be receiving the $8k tax credit for first time homebuyers.

  • Helped 6 clients in january and February refinance into 15 year fixed loans at 4.25%, setting them all on the path to the goal of an earlier retirement.

  • Helped a First time homebuyer with 550 credit scores qualify to buy his first home. He was unable to qualify for financing at first, I raised his credit scores 50 points in 21 days by paying down and re arranging his credit card debt, this enabled him to qualify for 96.5% financing. 

  • Helped client payoff $54k in credit card debt and save over $1550 a month in cash, referred client to my financial advisor who helped client reinvest the savings into two retirement accounts.

  • Helped client buy three investment properties in two months, all properties were 50% below the value of two years ago. Was able to get 80% financing on all properties.

  • Was able to help client get a stated jumbo loan refinance to $600k, with an interest rate of 5.75% on a 30 year fixed loan.

  • Helped client purchase his first investment property in New York, completed the process in 21 days.