Client Testimonials

  • Michael Deery and the Citywide team went above and beyond in terms of getting me the best rate and educating me on how loans work in this current market. With Michael, you are getting a professional with a lot of industry knowledge and experience and his attention to detail is a 10! Michael did such an amazing job with my loan that my realtor now refers all his home buyers to Michael."

Mike and Christine Gunn, Del Mar, CA

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Free Credit Report Check!

Free Credit Check & Loan Approval!

Call today for a 5 minute consultation and you will receive a FREE credit report check and pre approval for your home loan. Remember, you will need a pre approval for your financing before you begin your home search. We will also issue your pre approval on the same day you apply.

A $50 Value

Client Success Stories

  • My client was a first time buyer that was unable to qualify for a loan in November because her debts were too high and credit scrores were too low. In order to qualify, we advised her to use some of her savings to payoff her credit cards, so this would lower her debt to income ratios and improve

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Michael's Mortgage Blog

Check out my weekly mortgage blog so you can stay current with all the recent news in the mortgage and real estate world

The Mortgage Concierge Program PDF Print E-mail

Myself and my team have developed a specialized service for obtaining a home loan called “The Mortgage Concierge Program”. We have developed unique systems to evaluate your mortgage needs and assist you in determining the best mortgage for these needs based on qualifications, how long you expect to have the loan, initial expense, cash flow, taxes and overall total cost of the mortgage.

We are dedicated to providing you with the information you need to make an informed decision on your home loan. Our service is much more than a competitive rate and points quote. Selecting the wrong mortgage program can cost you thousands of dollars and no single loan program is appropriate for every person. With this in mind, our application has been designed to simplify the mortgage process for you, while also helping you achieve your financial goals.

Financing and acquiring real estate should be thought of as an integral part of your overall personal financial plan. To assist us in selecting the most appropriate and cost effective mortgage for your individual needs, please complete our mortgage planning package below. We look forward to helping you obtain your new home loan.

click here for a copy of My Mortgage Planning Package