My Team

Client Testimonials

Michael Deery and the Citywide team went above and beyond in terms of getting me the best rate and educating me on how loans work in this current market. With Michael, you are getting a professional with a lot of industry knowledge and experience and his attention to detail is a 10! Michael did such an amazing job with my loan that my realtor now refers all his home buyers to Michael."

Mike and Christine Gunn, Del Mar, CA

Free Credit Report Check!

Free Credit Check & Loan Approval!

Call today for a 5 minute consultation and you will receive a FREE credit report check and pre approval for your home loan. Remember, you will need a pre approval for your financing before you begin your home search. We will also issue your pre approval on the same day you apply.

A $50 Value

Client Success Stories

My client was a first time buyer that was unable to qualify for a loan in November because her debts were too high and credit scrores were too low. In order to qualify, we advised her to use some of her savings to payoff her credit cards, so this would lower her debt to income ratios and improve

Michael's Mortgage Blog

Check out my weekly mortgage blog so you can stay current with all the recent news in the mortgage and real estate world

My Team

Welcome to Citywide Financial Corp and the Michael Deery Team

I would like to introduce you to the other member of my team Hallie Smith.

Hallie Smith, Loan Processing Manager. Hallie is our processing and compliance manager. Hallie’s mortgage experience stems back over the last 6 years. Hallie was a branch manager and an underwriter at HSBC for four years before coming to Citywide in 2006. Hallie is responsible for collecting all the financial documentation that will be needed on your loan to get your financing approved. She is also responsible for submitting your application to the underwriter and clearing any conditions she receives from the underwriting department. Hallie will set up your closing with the escrow company and is in constant communication with them throughout your loan process. Hallie’s customer service is impeccable and she is always available to answer your questions, all our clients rave about her. Hallie can be reached at This e-mail address is being protected from spambots. You need JavaScript enabled to view it and her direct line is 858-200-9647.

We offer the best service possible to benefit our clients. By utilizing the team approach, there is always someone available to meet your needs. We look forward to a long and rewarding relationship with you.