Client Testimonials
- Michael Deery and the Citywide team went above and beyond in terms of getting me the best rate and educating me on how loans work in this current market. With Michael, you are getting a professional with a lot of industry knowledge and experience and his attention to detail is a 10! Michael did such an amazing job with my loan that my realtor now refers all his home buyers to Michael."
Mike and Christine Gunn, Del Mar, CA Read More
Free Credit Report Check!
Free Credit Check & Loan Approval! Call today for a 5 minute consultation and you will receive a FREE credit report check and pre approval for your home loan. Remember, you will need a pre approval for your financing before you begin your home search. We will also issue your pre approval on the same day you apply. A $50 Value | 
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Client Success Stories
- My client was a first time buyer that was unable to qualify for a loan in November because her debts were too high and credit scrores were too low. In order to qualify, we advised her to use some of her savings to payoff her credit cards, so this would lower her debt to income ratios and improve
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Michael's Mortgage Blog
Check out my weekly mortgage blog so you can stay current with all the recent news in the mortgage and real estate world
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Welcome To My Website!
Thank you for considering me to assist you with your financing needs. Whether you are looking to buy a new home, or aiming to refinance your current loan. Or you are looking for a first time mortgage or a home equity loan. I will help you find the best loan program and lowest interest rate for your situation. Please take a moment to watch my video below, which will help you navigate through my website and help you find the information you are looking for.
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My Mortgage Concierge Program 
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Refinancing
- Lower your interest rate
- Borrow cash out
- Consolidate your bills
- Payoff your mortgage sooner
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Click HERE!
Top Ten Tips for Refinancing Your Home |
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Purchasing a Home
- Buying your dream home
- Buying an investment property
- First time home buyer
- Buying a vacation home
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Loan Modifications
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- Is your loan Ready to adjust
- Is your interest rate too high
- Had an increase in monthly payment obligations
- Had a recent financial hardship
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Click HERE!
How Loan Modifications Work
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Credit Education and Improvement
- Why good credit is more important than ever
- How to fix negative credit
- What the banks look for
- How to improve your credit
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Price My Loan
| 40-yr Fixed | 3/1 Arm | | 30-yr Fixed | 5/1 Arm | | 20-yr Fixed | 7/1 Arm | | 15-yr Fixed | 10/1 Arm | | 10-yr Fixed | Equity Line |
Mortgage Education
Preferred Partners
- Financial Planning
- Life Insurance
- Investments
- Estate Planning
- Personal Banking
- Homeowners Insurance
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